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Risk of Ruin Calculator

Calculate the probability of losing your entire trading capital based on your win rate and risk per trade.

Tool Status

Live CalculationActive
PrecisionVerified
Risk ModelStrict
20%50%80%
0.5%5%10%
1:0.51:2.51:5
10%50%100%

Probability of Ruin

< 0.01%

Excellent

Survival

100.0%

Expectancy

+0.75%

Edge

37.5%

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Store this calculation, analyze compounding growth, and keep a clean history.

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How to Use This Calculator

1
Enter your win rate — Your historical winning percentage (e.g., 55%).
2
Set risk per trade — The percentage of your account you risk on each trade.
3
Set reward-to-risk ratio — Your average win size relative to your average loss.
4
Review probability — See your statistical probability of total account loss.

Pro Tip: Consistent use of this tool is one of the most important aspects of successful trading.

What is Risk of Ruin?

Part of our Complete Risk Management Guide

Risk of Ruin calculates the mathematical probability of losing your entire trading account based on your trading statistics — win rate, risk per trade, and reward/risk ratio.

Even profitable strategies have some probability of ruin if the risk per trade is too high. A 60% win rate with 10% risk per trade has a much higher ruin probability than the same strategy with 2% risk.

This calculator helps you understand why proper position sizing is essential. By reducing risk per trade, you can make the probability of ruin virtually zero.

Key Features

Win rate input
Risk per trade %
Reward/risk ratio
Ruin probability %
Visual risk gauge
Scenario comparison

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Frequently Asked Questions

Ideally below 1%. Professional traders aim for less than 0.1% risk of ruin. If your risk of ruin is above 5%, you should reduce your risk per trade immediately.

Higher win rates dramatically reduce risk of ruin, but only when combined with proper position sizing. A 70% win rate with 20% risk per trade can still have significant ruin probability.

Theoretically no, but you can make it negligibly small (like 0.001%) by risking 1% or less per trade with a positive expectancy strategy.

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Trading forex, cryptocurrencies, and CFDs carries a high level of risk and may not be suitable for all investors. You may lose more than your initial investment. Only trade with money you can afford to lose. Past performance is not indicative of future results. Please ensure you fully understand the risks involved and seek independent advice if necessary.

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